Financing

Let's Make Homeownership Affordable in Iowa

At Midwest Homes, we understand that financing is a critical part of the home-buying journey. That’s why we’re committed to making the process as simple and transparent as possible. Whether you’re a first-time buyer or a seasoned homeowner, we’ll present the options and help you find the best solution that fits your budget and goals.

Financing Options Tailored to Your Needs

We partner with trusted lenders who specialize in manufactured and modular home financing. This gives you access to a wide range of loan products, including:

VA Loans: For eligible veterans and active-duty military personnel. VA loans offer competitive interest rates and often require no down payment.
FHA Loans: Backed by the Federal Housing Administration, FHA loans are designed for low-to-moderate income borrowers and typically require a smaller down payment than conventional loans.
Conventional Loans: These traditional loans are widely available and offer flexible terms. They may require a larger down payment but often come with lower interest rates.
Construction-to-Permanent Loans: Ideal for building on your own land, these loans combine construction financing with a permanent mortgage, simplifying the process and saving you money.

Our experienced team will walk you through every step of the financing process, from pre-approval to closing. We’ll help you gather the required documentation, compare loan options, and understand the terms and conditions.

Our job is to empower you to make informed decisions and secure the most favorable financing terms possible.

If none of these loans fit your requirements and you have a unique situation you’d like to discuss with our team, we’re here to help. Call us today.

Looking for a lender who understands Manufactured and Modular Home Construction Loan Programs?

Meet Our Lending Partners

Shawn O'Brien (970) 297-7228

sobrien@thefederalsavingsbank.com

Travis is a seasoned mortgage professional leveraging over 22 years of extensive experience in the financial services industry. Committed to client satisfaction, Travis sets himself apart by aligning his expertise with clients’ homeownership goals. He understands that this process is different for every one of his clients, which is why he takes the necessary time to truly get to know and better understand his clients. The more he listens to them, the better he can serve them and their needs. Travis’s wealth of experience serves as a cornerstone to his success, enabling him to deliver tailored mortgage solutions to his borrowers.

Eric Copeland – (719) 250-1360

eric.copeland@ccm.com

When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances. Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond. Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.

Testimonials

What Do Our Clients Have to Say About Our Services?

Don’t just take our word for it; hear from the Iowans who have turned their dreams of homeownership into reality with Midwest Homes.

Your Dream Home is Closer Than You Think

Don’t let the financial aspect of buying a home intimidate you. We’re here to make the process simple, transparent, and stress-free. Contact us today to explore your financing options and take the first step towards owning a beautiful, affordable Midwest Home.